What is your 45 Minute Settlement Experience?

The Settlement Table is where the magic happens. Mortgage docs are signed… deed is created…. keys are conveyed…. But to get here takes time work and effort. As experienced Realtors, we’ve seen what can make a deal go back and work to consult with our clients throughout the process to inform them of possible pitfalls that can keep that grand day from happening. With attention to every detail, we strive to complete every transaction in under hour. This is a core value and goal for every transaction.

What is the difference between a Realtor and a real estate agent?

As a licensed real estate professional I provide much more than the service of helping you find your ideal home.  Realtors are expert negotiators with other agents, seasoned financial advisors with clients, and superb navigators around the local neighborhood.  They are members of the National Association of Realtors (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR.  A professional Realtor is your best resource when buying your home.

Should I rent or should I buy?

The Real Cost of Renting (At $700 per month, with a 6% rental increase per year, you will pay $110,719 over a 10 year period.)

What are the advantages of title insurance?

The title company is responsible for completing a title search on the property to investigate any liens of encumbrances that exist on the property and/or against the seller. Once the title company has completed the search, the title report is sent to my office. My office then works with the listing agent to clear any questionable items that come up on the title report. The title report is also sent to your lender for review as well. The title company also provides you with title insurance which is required by the lender. Title insurance covers you from any previously unrecorded liens. The title company is also in charge of closing out the transaction. They collect the closing documents and instructions from the lender along with receipt of the financing from the lender, all deposits held in escrow on your behalf and any and all final closing cost expenses that you are required to bring. The title company prepares the HUD1 statement for final lender approval and then does all cash disbursements as well as public recording of the deed and transaction.